Economic Impact

Independent actuarial analysis projects the National Business Conduct Authority (NBCA) framework will deliver between £5.1 billion and £9.5 billion in annual economic value at full implementation. This projection is based on a comprehensive assessment of current market inefficiencies and preventable costs across the UK economy.

The framework is designed to operate as a self-sustaining, non-profit model funded by business registration fees, and as such, operates at zero cost to the UK taxpayer. Analysis indicates a net economic benefit ratio of 5:1 to 8:1, meaning for every pound spent on compliance, the UK economy is projected to gain five to eight pounds in value.

A primary function of the NBCA is the prevention of harm, which has a direct and measurable impact on both consumer finances and public health services.

‍Reduction in Consumer Harm
Based on analysis of consumer detriment data from the Competition and Markets Authority and Citizens Advice, the framework is projected to prevent an estimated £400-£600 million in consumer losses annually through the systematic verification of business standards.

‍Reduced Burden on the NHS
‍Systematic verification of health and safety compliance is projected to reduce preventable incident rates in relevant sectors. This is estimated to save the NHS between £500-£750 million in annual treatment costs at full implementation.

The National Compliance Register is designed to provide the clear, reliable data needed to make the UK's commercial markets safer and more efficient.

‍Commercial Property Asset Protection
‍Active tenant verification is projected to preserve £1.65-£3.3 billion in asset value annually by preventing reputation-damaging incidents across the UK's £1.1 trillion commercial property market.

‍Improved Market Efficiency
‍A single, trusted verification source reduces transaction friction. This simplification is projected to create £2.25-£4.5 billion in annual efficiency gains by making it faster and safer for consumers and businesses to transact.

‍Insurance Market Enhancement
By providing insurers with live, verifiable compliance data, the framework enables more accurate risk assessment. This is projected to reduce claims related to tenant compliance failures, creating an estimated £300-£600 million in annual market benefits.

The NBCA is designed for permanent, independent operation, funded entirely by the businesses it serves.

‍The Registration Fee
‍The annual registration fee of approximately £300 per business covers all verification and monitoring activities. This single fee is designed to be more efficient than the estimated £500-£800 in separate costs that businesses currently bear managing multiple, fragmented compliance requirements.

‍Non-Profit Mandate
‍The NBCA is a non-profit organisation. All surplus revenue is legally required to be reinvested directly into its mission—enhancing technology, developing standards, and improving consumer protection.

In total, the National Business Conduct Authority's framework is projected to deliver an annual economic value of £5.1 billion to £9.5 billion to the UK. This value is achieved through a market-led, self-sustaining model that strengthens the economy, protects public services, and supports the UK's most professional businesses.